Personal Loan Application Process at UB Housing Loans

At UB Housing Loans, our Personal Loan offerings are designed to meet your immediate financial needs. Whether it's for medical expenses, education, or any personal project, we provide quick and hassle-free loans with competitive interest rates. Enjoy flexible repayment terms and a smooth application process to get the financial support you need when you need it most.

To be eligible for a home loan with UB Housing Loans, applicants must meet the following criteria:

• Nationality: Must be an Indian citizen.
• Age: Minimum age of 21 years and maximum age of 65 years for salaried individuals, and 70 years for self-employed individuals.
• Income: Minimum monthly income of Rs. 15,000 for salaried individuals and Rs. 12,000 for self-employed individuals.
• CIBIL Score: A minimum CIBIL score of 750 or above is required.
• Co-applicant: If applicable, the co-applicant should be a family member.

Documents Required

Once you meet the eligibility criteria, you’ll need to submit the following documents for your home loan application:

• KYC Documents: Aadhar card, Voter’s ID, Passport, or PAN card.
• Income Proof: Last 3 months' salary slips (for salaried individuals) or Business profile (for self-employed individuals).
• Processing Fee: Processing fee and CERSEI cheques.
• Signature Proof: A valid signature proof.