Home Loan Process at UB Housing Loans

At UB Housing Loans, we understand that buying a house is one of the most significant milestones in your life. Our Purchase House Loan is specifically designed to make your journey to homeownership as seamless and stress-free as possible. With competitive interest rates, flexible terms, and expert guidance, we ensure that you get the best possible loan experience.

To be eligible for a home loan with UB Housing Loans, applicants must meet the following criteria:

• Nationality: Must be an Indian citizen.
• Age: Minimum age of 21 years and maximum age of 65 years for salaried individuals, and 70 years for self-employed individuals.
• Income: Minimum monthly income of Rs. 15,000 for salaried individuals and Rs. 12,000 for self-employed individuals.
• CIBIL Score: A minimum CIBIL score of 750 or above is required.
• Co-applicant: If applicable, the co-applicant should be a family member.

Documents Required

Once you meet the eligibility criteria, you’ll need to submit the following documents for your home loan application:

• KYC Documents: Aadhar card, Voter’s ID, Passport, or PAN card.
• Income Proof: Last 3 months' salary slips (for salaried individuals) or Business profile (for self-employed individuals).
• Processing Fee: Processing fee and CERSEI cheques.
• Signature Proof: A valid signature proof.